2-10 Home Buyers Warranty has served customers for 40 years and provides three types of home warranty plans in the US. It allows homeowners to choose a home warranty when buying or selling a house. 2-10 Home Buyers Warranty offers a comprehensive plan for homeowners who already have their Homes and want more coverage for appliances and systems. They can cover systems that don’t come under traditional homeowners insurance. 2-10 Home Buyers Warranty has got mixed reviews from the customers; let’s talk about this company in detail.
Pros
- A warranty can be purchased at any time, and coverage can be simply renewed.
- New home structural warranties are available.
- Coverage for roof leaks is restricted.
Cons
- Not available everywhere
- Fees for service calls may be greater than those charged by competing companies.
- It can cost roughly $200 more than other home warranty providers for comprehensive coverage.
At a Glance: 2-10 Home Buyers Warranty
Builders, homeowners, and realtors use the 40-year-old company’s home warranty services. Over six million homes have been insured by the 2-10 Home Buyers Warranty, which has paid out over $430 million in claims. Homeowners who choose 2-10 HBW can customize one of three plans with additional coverage options.
Simple Cooking
2-10 HBW coverage options begin with their Simply Kitchen plan, which starts at $19 per month and covers most main appliances. A built-in microwave, dishwasher, range, oven, cooktop, refrigerator with an ice maker/crusher & a beverage dispenser are all covered under this package.
Complete Residence
Complete Home includes major appliances, HVAC systems, plumbing, and electrical systems, among other things. Thermostats, air conditioners, heat pumps, pressure regulators, toilets, electrical cabling, doorbell systems, and outlets are all covered under this plan.
Pinnacle Residence
Finally, the Pinnacle Home plan, which covers most appliances and systems and gives increasing coverage options for additional and better systems, is their most comprehensive coverage option. This plan includes the “Supreme” package from 2-10 Home Buyers Warranty, which adds extensions to the Whole Home plan. This includes device handles, hinges, racks, shelves, crane expenses, filters, faucets, faucet handles, disposal fees, and attic and bathroom exhaust fans.
They also provide a cost-effective Seller’s plan for homeowners who are selling their properties.
Plans available
Homeowners can choose from three different programs offered by 2-10 Home Buyers Warranty. The Simply Kitchen is a low-cost solution that starts at $264 per year. This plan, however, only covers the major kitchen appliances, leaving many other home systems and equipment unprotected.
Their Complete Home plan costs $612 a year and provides the best value while covering most appliances and systems. Finally, for $720 per year, the Pinnacle Home plan is their most comprehensive, providing extended coverage for most systems and appliances.
Other Advantages
One of the main advantages of home warranties from 2-10 HBW is that they may be acquired. In contrast, other home warranty organizations only offer coverage at the closing of a home purchase.
Homeowners can add coverage for washers and dryers, garage door openers, a second refrigerator, extended pipe breaks, roof leaks, septic systems, pool/spa equipment, water softeners, and well pumps for an additional charge.
2-10 HBW also offers extra customized solutions, like the Luxury Package, which boosts coverage for appliances, heating, cooling, plumbing, and electrical to $5,000 per plan.
The Small Print
2-10 HBW customers do not get to choose their repairperson, unlike other home warranty programs. Work performed without prior consent may result in a coverage denial.
Exclusions and limitations apply to any item or system covered by a home warranty from 2 to 10 HBW. For example, their appliance coverage excludes stand-alone freezers, garbage disposals, washers and dryers, multimedia centers, and any gas supply line that is not located in the primary kitchen.
One month waiting period applies before coverage begins
Furthermore, the 2-10 Home Buyers Warranty does not cover losses or damages resulting from anything other than usual wear and tear; a covered item is designated commercial-grade or an HVAC unit with more than five tonnes. Alternatively, if the services are supplemental to any coverage provided by an insurance policy, manufacturer warranty, or labor warranty, check your policy documentation for a complete list of exclusions.
Alabama, Hawaii, Montana, New Hampshire, North Dakota, Oklahoma, South Dakota, and Wyoming do not offer service plans.
Pricing for Plans
The Simply Kitchen plan, which starts at $15 per month or $168 per year, includes all major kitchen appliances. The Complete Home package includes heating and air conditioning services and the primary kitchen appliances. Their mid-tier plan is $47 per month, or $516 if paid annually.
The Pinnacle House plan provides the most comprehensive coverage, including key kitchen appliances and major home systems like plumbing, electricity, heating, ventilation, and air conditioning (HVAC). The most comprehensive package costs $56 per month or $624 if paid annually home buyers warranty.
In contrast to other home warranty providers: Prices for single-family homes, townhomes, and condominiums are not affected by 2-10 HBW. This is because their plans frequently include one of each appliance in the home, making the size of the house inconsequential.
All plans are subject to a $100 minimum service call fee.
Payout Restrictions
The most comprehensive 2-10 HBW home warranty has a $25,000 yearly aggregate limit for all covered systems and appliances. Furthermore, each system and appliance covered by a home warranty policy ranging from 2 to 10 HBW has a specified coverage limit, which is detailed in separate service agreements:
- $2,500 for refrigerator units; two thousand US dollars for air conditioning and heating units; $1,250 for water heating units; $1,000 for range/oven/cooktop; and five hundred dollars for dishwasher; $300 for toilet repairs and replacements; $150 for faucet repairs and replacements
- There may also be exclusions for specific items. These will be included in your contract, so read it and understand what you’re getting into. Parts and components regarded as non-essential to the item’s function are often not covered. Glass, shelves, and accessories, for example, are only covered on the 2-10 HBW Pinnacle Home plan 210 home buyers warranty.
Frequently Asked Questions (FAQs)
What is the duration of a 2-10 Home Warranty?
A home warranty from 2-10 Home Buyers Warranty typically lasts one year. There is a $25 processing fee to cancel the insurance after that.
What is the cost of a 2-10 warranty?
Home Buyers Warranty 2-10 The annual cost of the Simply Kitchen plan is $168. At $516 per year, the Complete Home plan gives extra coverage. Pinnacle Home, their most comprehensive plan, gives extended coverage for $624 per year. There is a $100 service fee on all plans, and repair costs are limited.
What is the procedure for a 2-10 warranty?
The 2-10 Home Buyers Warranty Service Agreement covers the costs of repairing or replacing equipment and appliances covered under its programs. This includes paying for both components and labor up to the dollar ceiling restrictions indicated for each item.
How do I submit a 2-10 Home Warranty claim?
You can use a homeowner portal account to file a 2-10 Home Buyers Warranty claim. Then choose the system or appliance you want to fix, answer a few questions, and 2-10 HBW will send an approved service contractor to your location 2-10 home buyers warranty.
Conclusion: Is 2-10 Home Warranty the Right Choice for You?
2-10 Home Buyers Warranty plans provide homeowners with 24-hour coverage that they can select at any moment. Although their pricing is reasonable and their coverage is good, it is, if anything, less extensive than other plans available. 2-10 HBW should be an excellent option for anyone searching for extensive main systems and appliance coverage.
